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PPI reclaim can be done if you were:
- Unemployed or self employed or retired at the time of sale of the PPI plan.
- Having a pre-existing medical condition and the policy would not be applicable to you yet you were asked to buy it
- Sold a ‘single premium policy’ and unable to cancel the PPI or get a full refund
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- Not told that if your loan term was much longer than PPI term you would not be eligible for the cost cover for the rest of the loan term
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